Get Your Overdraft Facility

Up To ₹50 Lacs • Starting From 12.99% p.a

Access flexible credit for your business needs with quick approvals, withdraw as needed, and pay interest only on the amount you use. Serving pan India customers with trusted lending partners.

₹50L Overdraft Limit

12.99% Starting Interest

Pan India Service Coverage

Personal Loan Features

Everything you need to know before getting started

      Interest Rate
      12.99% p.a
    

Loan Tenure

Up to 8 Years

Disbursal Time

2–3 Days

Loan Amount

Up to ₹50L

Prepayment

As per State

Required Documents

Keep these documents ready for faster approval

Proof of Identity

PAN Card
Aadhar Card
Passport
Driving Licence
Voter ID

Proof of Address

Aadhar Card
Electricity Bill
Postpaid Bill

Financial Documents

Salary Slips (Last 3 Months)
Bank Statement (Last 6 Months)

Eligibility Criteria

Check if you qualify for debt consolidation

₹50K+

Monthly Income

23–55

Age Range

700+

Credit Score

1+ Year

Work Experience

EMI Calculator

Loan Amount (₹)

Interest Rate (%)

Tenure (Years)

Monthly EMI

₹0

Principal ₹0

Total Interest ₹0

Total Payment ₹0

Features & Benefits

Why choose PAY1EMI for your debt consolidation

✔

Minimal Loan Rejection

Apply with PAY1EMI and significantly increase your chances of approval.

✔

Fully Digital Process

No need to visit banks. Apply online easily from anywhere.

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Best Interest Rates

Compare and get the lowest rates from 20+ banks and NBFCs.

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Quick Approval

Get approval with just 5–6 basic digital documents.

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Flexible Loan Amount

Loans available from ₹1 lakh up to ₹50 lakh as per your needs.

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Stress-Free Repayment

Combine all your loans into one simple EMI and reduce financial stress.